Allianz: Reducing the risks of the poor through microinsurance

Published

22 June, 2009

Type

Case Study

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Shreeraj Deshpande, from Bajaj Allianz in Pune, India explains that there are two key challenges to implementingmicroinsurance programs. “The first is finding a distribution model that works at low costs,” she says. The second is to establish a process that allows the company to insure a large number of people with very low premiums. In response, the company has opted for insurance schemes run and controlled by local community organizations to help reduce risk.

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